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GLOSSARY OF TERMS
Insurance should be easily understood by all who receive coverage - we're here to define all of the terms you may encounter throughout your insurance experience.
Coverages and benefits listed below may not be available in your state. If available, some optional coverages and benefits might be offered at an additional charge. Contact The Medisure Spot to learn more.
A
A-SHARE VARIABLE ANNUITY, ACCELERATED DEATH BENEFITS, ACCIDENT AND HEALTH INSURANCE.... CLICK FOR ALL
B
B-SHARE VARIABLE ANNUITY, BALANCE SHEET, BANK HOLDING COMPANY.... CLICK FOR ALL
C
C-SHARE VARIABLE ANNUITY, CAPACITY, CAPITAL, CAPITAL MARKETS.... CLICK FOR ALL
D
DECLARATION, DEDUCTIBLE, DEFERRED ANNUITY, DEFINED BENEFIT PLAN.... CLICK FOR ALL
E
EARLY WARNING SYSTEM, EARNED PREMIUM, EARTHQUAKE INSURANCE.... CLICK FOR ALL
F
FACULTATIVE REINSURANCE, FAIR PLANS, FARMOWNERS-RANCHOWNERS INSURANCE.... CLICK FOR ALL
G
GAP INSURANCE, GAAP, GENERIC AUTO PARTS,GLASS INSURANCE, GRADUATED DRIVER LICENSES.... CLICK FOR ALL
H
HACKER INSURANCE, HARD MARKET, HOMEOWNERS INSURANCE POLICY.... CLICK FOR ALL
I
IDENTITY THEFT INSURANCE, IMMEDIATE ANNUITY, IBNR, INCURRED LOSSES.... CLICK FOR ALL
J
JOINT AND SURVIVOR ANNUITY, JOINT UNDERWRITING ASSOCIATION, JUNK BONDS.... CLICK FOR ALL
K
KEY PERSON INSURANCE, KIDNAP/RANSOM INSURANCE.... CLICK FOR ALL
L
L-SHARE VARIABLE ANNUITIES, LADDERING, LAW OF LARGE NUMBERS.... CLICK FOR ALL
M
MALPRACTICE INSURANCE, MANAGED CARE, MANUAL, MARINE INSURANCE.... CLICK FOR ALL
N
NAMED PERIL, NATIONAL FLOOD INSURANCE PROGRAM, NO-FAULT.... CLICK FOR ALL
O
OCCUPATIONAL DISEASE, OCCURRENCE POLICY, OCEAN MARINE INSURANCE.... CLICK FOR ALL
P
PACKAGE POLICY, PAY-AT-THE-PUMP, PENSION BENEFIT GUARANTY CORPORATION.... CLICK FOR ALL
Q
QUALIFIED ANNUITY.... CLICK FOR ALL
R
RATE, RATE REGULATION, RATING AGENCIES, RATING BUREAU.... CLICK FOR ALL
S
SALVAGE, SCHEDULE, SECONDARY MARKET, SECURITIES AND EXCHANGE COMMISSION.... CLICK FOR ALL
T
TERM CERTAIN ANNUITY, TERM INSURANCE, TERRITORIAL RATING.... CLICK FOR ALL
U
UMBRELLA POLICY, UNBUNDLED CONTRACTS, UNDERINSURANCE.... CLICK FOR ALL
V
VALUED POLICY, VANDALISM, VARIABLE ANNUITY, VARIABLE LIFE INSURANCE.... CLICK FOR ALL
W
WAIVER, WAR RISK, WATER-DAMAGE INSURANCE COVERAGE.... CLICK FOR ALL
NOTICE: These glossary definitions provide a brief description of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control. Additionally, this informational resource is not intended to fully set out your rights and obligations or the rights and obligations of the insurance company, agent or agency. If you have questions about your insurance, you should contact your insurance agent, the insurance company, or the language of the insurance policy.